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Smartphones, the headlines keep warning us, are destroying a generation of young people. The concerns are no doubt justified, but I can’t help wondering if they aren’t also overshadowing wider issues in education. I suspect that historians of the future…

Tracker mortgage holders will immediately benefit from the 0.25 percentage-point cut in interest rates announced by the European Central Bank (ECB) this afternoon. They will also benefit from a 0.35 percentage-point cut as the ECB moves to cut the gap…